The amount depends on the type of wedding you envision-size, location, and scale of events. It's important to plan ahead and create a budget that factors in all expenses, including attire, venue, food, and miscellaneous costs.

Ideally, you should start saving as early as possible, especially if you are planning a large wedding. Starting at least 2-5 years in advance gives your investments time to grow, reducing financial stress closer to the event.

Short- to medium-term investments like fixed deposits, recurring deposits, or debt mutual funds are suitable if your time frame is short. For longer horizons (5+ years), equity mutual funds through SIPs can offer better returns.

It's important to prioritize your financial goals and not deplete all your savings for a wedding. Maintain a balance between wedding savings and long-term goals like retirement or home buying by creating separate investment plans for each.

While loans can help cover immediate shortfalls, it's advisable to plan ahead and avoid taking on debt for non-essential wedding expenses. If necessary, choose a loan with favorable terms, and ensure it doesn't strain your finances in the long term.