How Peer to Peer Lending Works?

The simplest way to understand how P2P Lending works.

Start Peer to Peer lending
works
Lending Process

The process to invest money online in P2P lending is very simple and easy.

1
Register as Lender
Register as a lender by providing basic KYC information and a one-time registrations fee of Rs. 500. That's all it takes to get started.
2
Offer Loan
Before you invest money online in P2P lending, you can view verified borrowers. Select the ones you want to offer loan to and offer the amount you want to invest.
3
Receive Repayments
Receive monthly returns from the borrower and start growing your wealth. You also have the option to reinvest your earnings.
Start Investing
Get all your queries answered!

Explore our FAQ section and get all your queries related to investing money online in P2P lending answered.

You can download the Investment history report available under 'Portfolio' in your account and get desired details of each investment. This report will provide you all the details of your investments like EMI date, EMI amount, Investment value, Tenure, Status, Principal outstanding/repaid, Interest outstanding/repaid, etc.

You may also download this report using the chatbot service.

Coming soon!
Coming soon!
Coming soon!
Coming soon!

You can download the Investment history report available under 'Portfolio' in your account and get desired details of each investment. This report will provide you all the details of your investments like EMI date, EMI amount, Investment value, Tenure, Status, Principal outstanding/repaid, Interest outstanding/repaid, etc.

You may also download this report using the chatbot service.

Coming soon!

You can download the Investment history report available under 'Portfolio' in your account and get desired details of each investment. This report will provide you all the details of your investments like EMI date, EMI amount, Investment value, Tenure, Status, Principal outstanding/repaid, Interest outstanding/repaid, etc.

You may also download this report using the chatbot service.

Coming soon!

You can download the Investment history report available under 'Portfolio' in your account and get desired details of each investment. This report will provide you all the details of your investments like EMI date, EMI amount, Investment value, Tenure, Status, Principal outstanding/repaid, Interest outstanding/repaid, etc.

You may also download this report using the chatbot service.

Coming soon!
Escrow Payment Mechanism

Utmost transparency using trusteeship mechanism to transfer money

LenDenClub processes loan disbursement and EMI repayments through a third party SEBI registered escrow agent, ICICI Trusteeship Services Limited. The escrow agent communicates with our platform and bank escrow bank account. On receipt of a transaction, they get it executed with our escrow bank ICICI Ltd. LenDenClub has no access whatsoever to the funds.

The Escrow account functions as a detached unit from the platform to ensure complete security of lender and borrower's money. The complete end to end process is intuitively managed by the platform without human intervention. A quarterly audit of the Escrow account is conducted by the escrow agent in adherence to the prescribed mandate.

Try Peer to Peer Lending in India
Want to earn great returns and diversify your funds? You have come to the right place. Lendenclub's P2P lending platform provides you with the best possible investment opportunity.
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