SBI Banking & PSU Fund - Regular Paln - Growth

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NAV
₹ 3061.5283 ₹ -0.07 (-0 %)
as on 03-04-2025
Asset Size (AUM)
3,873.7 Cr
Launch Date
Oct 09, 2009
Investment Objective
The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities.
Minimum Investment 5000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Oct 09, 2009
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7.49

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.59 %
Expense Ratio
0.81%
Volatility
1.16 %
Fund House
SBI Mutual Fund
Fund Manager
Rajeev Radhakrishnan, Ardhendu Bhattacharya, Pradeep Kesavan
Key Features
Scheme description
This fund has low risk compared to hybrid or equity funds. It invests in debt instruments of public sector undertakings, public financial institiutions upto 80% of its assets and is suitable for investors with low risk profile having investment horizon of 3 years and above.
Minimum Purchase Application Amount
Rs. 5000.0 (plus in multiples of Rs. 1000.0)

Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10837
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 16.84
AAA 70.54
AA 8.91
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsG-Sec / SDLCDsCash & Cash EquivalentsDebt - Other80806060404020200068.46 %21.37 %4.65 %3.35 %1.81 %
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Scheme Category % of Change
month-on-month
Duration 4.36 3.21 0.28
Maturity 10.14 4.67 0.15
YTM 7.57 7.55 -0.01
6.79% GOI 2034 (07-OCT...NUCLEAR POWER CORP...Power Grid Corporation o...7.64% REC LimitedNational Bank for Financi...8.29% ONGC Petro Additi...GAIL (INDIA) LIMITEDNATIONAL BANK FOR AGR...National Highways Infra...PUNJAB NATIONAL BANK151512129966330012.97 %6.88 %6.31 %5.16 %4.65 %4.53 %3.87 %3.6 %3.09 %2.87 %
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Performance

Scheme Performance (%)

Data as on - 03-04-2025
Created with Highcharts 4.1.4ReturnsSBI Banking & PSU Fund - Regular Paln - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSUYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch02.557.510

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesSBI Banking & PSU Fund - Regular Paln - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSU201620172018201920202021202220232024202502.557.51012.5
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000125,0055,0059.29
Benchmark10,00010,12612617.77
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
SBI Banking & PSU Fund - Regular Paln - Growth 09-10-2009 8.37 7.72 6.29 6.1 7.08
DSP Banking & PSU Debt Fund - Regular Plan - Growth 05-09-2013 9.0 8.31 6.84 6.54 7.32
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 8.84 8.07 6.51 6.71 7.57
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Growth 30-12-2004 8.73 8.0 6.5 5.84 6.73
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 05-04-2008 8.71 7.97 6.73 6.66 7.57
Portfolio Analysis
Portfolio as on 28-02-2025
Sector Allocation
SectorAllocation (%)
N/A100
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
6.79% CGL 2034DebtSOV12.97
Power Grid Corporation of India Ltd.DebtAAA5.4
Nuclear Power Corporation of India Ltd.DebtAAA5.32
REC Ltd.DebtAAA5.16
National Bank for Financing Infrastructure and DevelopmentDebtAAA4.65
ONGC Petro Additions Ltd.DebtAA4.53
GAIL (India) Ltd.DebtAAA3.87
National Bank for Agriculture and Rural DevelopmentDebtAAA3.6
TREPSCash & Cash Equivalentsundefined3.39
National Highways Infra TrustDebtAAA3.09
ONGC Petro Additions Ltd.DebtAA2.59
National Bank for Agriculture and Rural DevelopmentDebtAAA2.59
Power Finance Corporation Ltd.DebtAAA2.56
HDFC Bank Ltd.DebtAAA2.5
Small Industries Development Bank of IndiaDebtAAA2.33
Small Industries Development Bank of IndiaDebtAAA1.94
Small Industries Development Bank of IndiaDebtAAA1.94
Equitas Small Finance Bank Ltd.DebtAAA1.81
State Bank of India( AT1 Bond under Basel III )DebtAA1.79
REC Ltd.DebtAAA1.71
Export-Import Bank of IndiaDebtAAA1.68
Power Finance Corporation Ltd.DebtAAA1.41
HDFC Bank Ltd.DebtAAA1.3
Small Industries Development Bank of IndiaDebtAAA1.3
National Bank for Agriculture and Rural DevelopmentDebtAAA1.3
7.02% State Government of Tamil Nadu 2030DebtSOV1.29
7.20% State Government of Karnataka 2037DebtSOV1.29
6.92% CGL 2039DebtSOV1.29
National Bank for Agriculture and Rural DevelopmentDebtAAA1.29
REC Ltd.DebtAAA1.29
HDFC Bank Ltd.DebtAAA1.29
Indian Railway Finance Corporation Ltd.DebtAAA1.29
Punjab National BankDebtAAA1.22
Punjab National Bank( Tier II Bond under Basel III )DebtAAA1.02
Power Grid Corporation of India Ltd.DebtAAA0.91
Nuclear Power Corporation of India Ltd.DebtAAA0.91
NHPC Ltd.DebtAAA0.85
NTPC Ltd.DebtAAA0.78
Nuclear Power Corporation of India Ltd.DebtAAA0.65
NHPC Ltd.DebtAAA0.65
HDFC Bank Ltd.DebtAAA0.64
Small Industries Development Bank of IndiaDebtAAA0.64
Power Finance Corporation Ltd.DebtAAA0.64
Punjab National Bank( Tier II Bond under Basel III )DebtAAA0.63
Corporate Debt Market Development Fund-A2MFundefined0.36
Mahanagar Telephone Nigam Ltd.DebtAAA0.2
Power Grid Corporation of India Ltd.DebtAAA0.13
NHPC Ltd.DebtAAA0.05
Net Receivable / PayableCash & Cash Equivalentsundefined-0.04
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.46.79% CGL 2034Power Grid Corporation of India Ltd.Nuclear Power Corporation of India Ltd.REC Ltd.National Bank for Financing Infrastructure and DevelopmentONGC Petro Additions Ltd.GAIL (India) Ltd.National Bank for Agriculture and Rural DevelopmentTREPSOthers