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Aditya Birla Sun Life Regular Savings Fund - REGULAR - MONTHLY IDCW

Hybrid: Conservative Open Ended Scheme
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NAV
₹ 16.086 ₹ -0.13 (-0.82 %)
as on 07-04-2025
Asset Size (AUM)
1,373.98 Cr
Launch Date
May 22, 2004
Invest in this scheme
Investment Objective
The scheme primarily seeks to generate regular income through a predominant exposure to debt and money market instruments. It also aims at capital growth through an equity exposure of maximum 25 per cent.
Minimum Investment 500.0
Minimum Top-up 500.0
Investment Returns Since Launch in May 22, 2004
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8.19

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.84 %
Expense Ratio
1.92%
Volatility
3.44 %
Fund House
Aditya Birla Sun Life Mutual Fund
Fund Manager
Dhaval Shah, Harshil Suvarnkar, Dhaval Joshi
Key Features
Scheme description
This fund has moderate ups and downs compared to equity funds and can give better returns than fixed income instruments as it invests both in debt and equity. Investment in this fund can be made for a horizon of at least 3 years or more
Minimum Purchase Application Amount
Rs. 500.0 (plus in multiples of Rs. 500.0)
Entry Load
Not applicable
Exit Load
1% for redemption within 90 days.
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsOthersDebtMutual FundsCash & Cash EquivalentsEquity
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10789
FD₹ 10600
Other Schemes of the Same Category
Performance

Scheme Performance (%)

Data as on - 07-04-2025
Created with Highcharts 4.1.4ReturnsAditya Birla Sun Life Regular Savings Fund - REGULAR - MONTHLY IDCWAK Hybrid Conservative TRIHybrid: ConservativeYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-5051015

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesAditya Birla Sun Life Regular Savings Fund - REGULAR - MONTHLY IDCWAK Hybrid Conservative TRIHybrid: Conservative2016201720182019202020212022202320242025-10-50510152025

NAV Movement

Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000118,642-1,358-2.47
Benchmark10,00010,12012019.86
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Aditya Birla Sun Life Regular Savings Fund - REGULAR - MONTHLY IDCW 22-05-2004 7.89 9.66 7.22 12.25 6.97
Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth 05-05-2021 9.43 13.15 10.85 0.0 0.0
DSP Regular Savings Fund- Regular Plan - Growth 11-06-2004 8.88 11.44 8.46 10.43 6.89
UTI Conservative Hybrid Fund - Regular Plan - Growth Option 16-12-2003 8.47 11.13 8.49 12.14 7.9
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Regular Plan 22-05-2004 7.91 9.69 7.25 12.28 8.04
Portfolio Analysis
Portfolio as on 28-02-2025
Sector Allocation
SectorAllocation (%)
N/A77.76
Financial Services8.06
Information Technology2.36
Oil, Gas & Consumable Fuels1.48
Realty1.31
Healthcare1.31
Automobile and Auto Components1.26
Telecommunication1.03
Power0.76
Construction Materials0.74
Services0.6
Consumer Services0.59
Metals & Mining0.57
Consumer Durables0.55
Capital Goods0.54
Fast Moving Consumer Goods0.51
Construction0.35
Chemicals0.22
Portfolio Holdings
CompanyHoldings (%)
8.92% Cholamandalam Investment and Finance Company Limited (02/12/2034)4.35
Government of India (08/04/2034)2.45
State Government Securities (24/04/2034)2.23
7.84% Bajaj Housing Finance Limited (23/09/2032)2.21
7.68% LIC Housing Finance Limited (29/05/2034)2.2
9.75% Nuvama Wealth Finance Ltd (16/04/2027)2.18
HDFC BANK LIMITED EQ NEW FV RE. 1/-2.14
ICICI BANK LIMITED EQ NEW FV RS. 2/-2.04
8.37% REC Limited (07/12/2028)1.88
8.75% Bharti Telecom Limited (05/11/2029)1.85
8.05% Tata Capital Housing Finance Limited (18/06/2029)1.84
8.31% Aditya Birla Finance Limited (11/07/2034)1.83
Government of India (07/10/2034)1.83
7.68% Small Industries Development Bank of India (09/07/2027)1.82
8.40% Narayana Hrudayalaya Limited (15/02/2030)1.82
7.47% Small Industries Development Bank of India (25/11/2025)1.81
9.40% Vedanta Limited (20/02/2027)1.81
Net Receivables / (Payables)1.81
5.83% State Bank of India (26/10/2030)1.79
Government of India (06/11/2073)1.51
Government of India (22/04/2064)1.49
RELIANCE INDUSTRIES LIMITED EQ1.48
INFOSYS LIMITED EQ FV RS 51.45
State Government Securities (30/10/2034)1.45
State Government Securities (25/09/2036)1.45
NEXUS SELECT TRUST1.31
Clearing Corporation of India Limited1.26
Government of India (19/06/2053)1.21
0% GOI - 22AUG29 STRIPS1.2
Government of India (24/07/2037)1.18
Government of India (12/06/2063)1.11
7.86% Nexus Select Trust (16/06/2026)1.09
8.75% Shriram Finance Ltd (15/06/2026)1.09
State Government Securities (30/10/2036)1.09
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-1.03
BAJAJ FINSERV LIMITED EQ NEW FV RE.1/-1.02
AXIS BANK LIMITED EQ NE FV RS. 2/-1.02
8.1167% Bajaj Finance Limited (10/05/2027)0.91
7.42% Union Bank of India (16/09/2030)0.9
India Universal Trust Al2 (21/11/2026)0.81
India Universal Trust Al2 (21/11/2030)0.79
SUN PHARMACEUTICAL INDUSTRIES LTD. EQ NEW F.V. RE.1/-0.77
India Universal Trust Al2 (21/11/2027)0.75
Government of India (15/04/2039)0.75
ULTRATECH CEMENT LIMITED EQ0.74
State Government Securities (29/05/2034)0.74
7.71% LIC Housing Finance Limited (09/05/2033)0.73
7.69% LIC Housing Finance Limited (06/02/2034)0.73
8.10% Tata Capital Housing Finance Limited (19/02/2027)0.73
7.82% Bajaj Finance Limited (31/01/2034)0.73
7.90% Bajaj Finance Limited (13/04/2028)0.73
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027)0.73
7.78% HDFC Bank Limited (27/03/2027)0.73
8.0041% Kotak Mahindra Investments Limited (04/11/2025)0.73
7.46% REC Limited (30/06/2028)0.73
State Government Securities (03/10/2030)0.73
6.24% State Bank of India (21/09/2030)0.72
6.59% Summit Digitel Infrastructure Private Limited (16/06/2026)0.72
State Government Securities (19/09/2034)0.72
Government of India (09/11/2025)0.72
State Government Securities (04/11/2035)0.71
0% GOI - 12SEP27 STRIPS0.68
BAJAJ FINANCE LIMITED EQ NEW FV RS. 2/-0.66
0% GOI - 22AUG26 STRIPS0.66
0% GOI - 12SEP26 STRIPS0.66
India Grid Trust0.59
STATE BANK OF INDIA EQ NEW RE. 1/-0.57
HINDALCO INDUSTRIES LIMITED EQ NEW FV RE. 1/-0.57
COFORGE LIMITED EQ0.56
0% GOI - 17JUN29 STRIPS0.55
MAHINDRA AND MAHINDRA LIMITED EQ NEW F.V. RS.50.52
State Government Securities (21/08/2034)0.47
7.75% Tata Capital Housing Finance Limited (18/05/2027)0.44
BAJAJ AUTO LIMITED EQ0.43
8.85% REC Limited (16/04/2029)0.38
7.89% Bajaj Housing Finance Limited (08/09/2032)0.37
7.87% Bajaj Finance Limited (08/02/2034)0.37
7.96% Embassy Office Parks REIT (27/09/2027)0.37
Government of India (17/04/2030)0.37
Government of India (08/01/2028)0.37
Government of India (18/06/2031)0.37
State Government Securities (14/06/2027)0.37
State Government Securities (14/08/2029)0.37
8.28% SMFG India Credit Co. Ltd. (05/08/2026)0.36
7.712% Tata Capital Housing Finance Limited (14/01/2028)0.36
7.9585% Mahindra & Mahindra Financial Services Limited (26/09/2025)0.36
State Government Securities (20/02/2039)0.36
State Government Securities (21/11/2032)0.36
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-0.35
AVENUE SUPERMARTS LIMITED EQ0.35
TECH MAHINDRA LIMITED EQ NEW FV RS. 5/-0.35
IRB InvIT Fund0.35
GOI 19MAR26 G-SEC Strips0.34
SBI - Corporate Debt Market Development Fund - A2 Units0.34
S.J.S. ENTERPRISES LIMITED EQ0.31
GODREJ CONSUMER PRODUCTS LIMITED EQ NEW FV RE.1/-0.31
TD POWER SYSTEMS LIMITED EQ NEW FV RS.2/-0.3
State Government Securities (13/01/2026)0.3
SBFC FINANCE LIMITED EQ0.28
0% GOI - 15DEC29 STRIPS0.28
ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED EQ NEW RS. 2/-0.25
ZOMATO LIMITED EQ0.24
CUMMINS INDIA LIMITED EQ FV RS.20.24
WHIRLPOOL OF INDIA LIMITED EQ0.23
VINATI ORGANICS LIMITED EQ NEW FV RE.1/-0.22
DIXON TECHNOLOGIES (INDIA) LIMITED EQ NEW FV RS.2/-0.21
FORTIS HEALTHCARE LIMITED. EQ0.2
ABBOTT INDIA LIMITED EQ0.2
MRS. BECTORS FOOD SPECIALITIES LIMITED EQ0.2
State Government Securities (31/03/2026)0.18
NTPC LIMITED EQ0.17
BSE LIMITED EQ NEW FV RS. 2/-0.17
MAX FINANCIAL SERVICES LIMITED EQ NEW FV RS. 2/-0.16
VIJAYA DIAGNOSTIC CENTRE LIMITED EQ NEW FV Re.1/-0.14
V-GUARD INDUSTRIES LIMITED EQ NEW FV Re. 1/-0.11
Government of India (01/12/2044)0.08
7.85% LIC Housing Finance Limited (18/08/2032)0.07
7.57% National Bank For Agriculture and Rural Development (03/01/2035)0.07
0% GOI - 19MAR29 STRIPS0.07
State Government Securities (24/02/2026)0.02
Sector Allocation
Created with Highcharts 4.1.4Financial ServicesInformation TechnologyOil, Gas & Consumable FuelsRealtyHealthcareAutomobile and Auto ComponentsTelecommunicationPowerConstruction MaterialsOthers
Portfolio Holdings
Created with Highcharts 4.1.48.92% Cholamandalam Investment and Finance Company Limited (02/12/2034)Government of India (08/04/2034)State Government Securities (24/04/2034)7.84% Bajaj Housing Finance Limited (23/09/2032)7.68% LIC Housing Finance Limited (29/05/2034)9.75% Nuvama Wealth Finance Ltd (16/04/2027)HDFC BANK LIMITED EQ NEW FV RE. 1/-ICICI BANK LIMITED EQ NEW FV RS. 2/-8.37% REC Limited (07/12/2028)Others